All full-time students registered in the medical and allied professional schools of the medical campus are automatically covered by The Guardian Group Life Insurance at no charge to the student. A beneficiary form must be completed and returned to Student Health. The coverage premium is paid for by the WUSM Student Health Services, with no out-of-pocket expense to the student.
For a detailed description of the plan please review the certificate of coverage. In brief, this policy is payable to the beneficiary in the amount of $10,000. At anytime, the student may change the beneficiary by completing a beneficiary form to make the change.
Upon graduation, the student can convert the amount of the term life insurance to a participating whole life plan underwritten by the Guardian. No evidence of insurability is required.
There is no disability insurance available for dependents.